:root{--ink:#102a43;--teal:#0f766e;--sky:#dff7f4;--sand:#fff8ef;--gold:#d4a84f;--muted:#64748b;--card:#ffffff;--line:#dbe7ea}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fbfdfd;line-height:1.65}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,92%);margin:auto}.top{background:#0b2f36;color:#d9ffff;font-size:14px;padding:8px 0}.top .wrap,.nav .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav .brand{font-weight:900;letter-spacing:-.02em;padding:18px 0}.brand span{color:var(--teal)}.menu{display:flex;gap:18px;align-items:center;font-size:14px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:999px;background:var(--teal);color:white;font-weight:800}.btn.alt{background:white;color:var(--ink);border:1px solid var(--line)}.hero{overflow:hidden;background:linear-gradient(125deg,#0b2f36 0%,#0f766e 55%,#3aa99f 100%);color:white;padding:86px 0 70px;position:relative}.hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:rgba(255,255,255,.09);right:-80px;top:-100px}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}.eyebrow{display:inline-block;padding:6px 11px;border-radius:999px;background:rgba(255,255,255,.13);font-size:13px;font-weight:800}.hero h1{font-size:clamp(42px,6vw,72px);line-height:1.02;margin:18px 0 18px;letter-spacing:-.045em}.hero p{font-size:19px;max-width:720px;color:#e7ffff}.hero-card{background:white;color:var(--ink);border-radius:28px;padding:28px;box-shadow:0 24px 70px rgba(0,0,0,.18)}.hero-card h3{margin-top:0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero .btn.alt{background:transparent;color:white;border-color:rgba(255,255,255,.4)}section{padding:76px 0}.soft{background:var(--sand)}.blue{background:#eefaf9}.section-head{max-width:780px;margin-bottom:32px}.section-head h2{font-size:clamp(32px,4vw,48px);line-height:1.1;margin:0 0 14px;letter-spacing:-.03em}.section-head p{color:var(--muted);font-size:18px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:25px;box-shadow:0 10px 30px rgba(15,118,110,.05)}.card h3{margin-top:0}.kicker{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--teal);font-weight:900}.num{font-size:42px;font-weight:900;color:var(--teal);line-height:1}.steps{counter-reset:step}.step{position:relative;padding-left:70px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:15px;display:grid;place-items:center;background:var(--teal);color:#fff;font-weight:900}.faq details{background:white;border:1px solid var(--line);border-radius:16px;padding:17px 20px;margin-bottom:12px}.faq summary{font-weight:800;cursor:pointer}.cta{background:#0b2f36;color:white;border-radius:28px;padding:38px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0 0 8px}.footer{background:#071d22;color:#c9dcdf;padding:52px 0 28px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px}.footer a{display:block;margin:7px 0;color:#dfecee}.notice{font-size:13px;color:#8ba8ad;border-top:1px solid #17383e;margin-top:28px;padding-top:20px}.breadcrumb{font-size:13px;color:#6b7d84;margin:20px 0}.article{max-width:860px}.article h1{font-size:50px;line-height:1.1;letter-spacing:-.035em}.article h2{font-size:31px;margin-top:42px}.article table{width:100%;border-collapse:collapse;margin:22px 0;background:#fff}.article th,.article td{border:1px solid var(--line);padding:13px;text-align:left}.tag{display:inline-block;background:#edf8f7;color:var(--teal);font-weight:800;padding:5px 9px;border-radius:999px;font-size:12px;margin:4px}.whatsapp{position:fixed;right:22px;bottom:22px;background:#16a34a;color:#fff;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 10px 28px rgba(0,0,0,.2);z-index:40}@media(max-width:850px){.menu{display:none}.hero-grid,.grid3,.grid2,.footer-grid{grid-template-columns:1fr}.hero{padding-top:60px}.article h1{font-size:38px}.cta{align-items:flex-start;flex-direction:column}}